How to Borrow Credit / Airtime from MTN (XtraTime)
XtraTime permits eligible clients entry airtime on credit score when their account stability is just too low to have ordinarily continued with an on-going name. The airtime obtained on credit score can be utilized for all chargeable actions on the MTN community.
Who can use MTN XtraTime?
The service shall be out there to lively pay as you go MTN clients. Other eligibility standards include:
- SIM have to be pay as you go
- SIM have to be registered
- Customer’s essential account stability have to be between N0 and N12
- MTN’s consideration of Customer’s month-to-month recharge frequency
- MTN’s consideration of Customer’s common month-to-month spend
- Customer will need to have paid up any earlier XtraTime request and the costs related thereto.
How to entry MTN XtraTime
Customers can entry the service by dialling *606#.
The following Menu will then be displayed:
Customers can then subsequently examine eligibility standing, request for Airtime, request for Data (XtraByte) and be taught extra about XtraTime by choosing “Next”.
Receiving MTN XtraTime credit score
When an eligible buyer requests for credit score, the credit score shall be loaded in a particular account as soon as the request is accepted. Customers can examine their Special XtraTime account stability by dialling *606#.
Using MTN XtraTime
Airtime superior with the service can be utilized for all chargeable actions on the MTN community. Once borrowed credit score is exhausted, clients won't be able to carry out another chargeable actions till the borrowed is paid for.
MTN XtraTime Service charge
The service attracts a service charge of 15% of the airtime borrowed.
For instance, if N100 Credit is requested for, a service payment of N15 is first deducted, and the remaining N85 is credited to the client’s account.
Paying again MTN XtraTime
Customers can use the same old stability enquiry command (*556#) to examine the excellent quantity owed. This command will return a detrimental worth exhibiting the excellent quantity. This owed quantity shall be recovered on the very subsequent recharge made by the client. In circumstances the place the recharge quantity is lower than the excellent quantity, subsequent recharges shall be used to recuperate no matter is excellent.